Obama Care

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Obama Care

To those who believe that Obama Care is a counterproductive measure of providing healthcare, it is noteworthy to state that its externality is an issue that has been greatly discussed. This is primarily because it has had an effect on people especially the American citizens in terms of medical care provision. An externality can be either negative or positive depending on the nature of issue being addressed. For a long duration, the issue about Obama Care has been a topic of heated debates. The compounding aspect that is greatly delved on is the impact of this medical cover on the American population (Obamacare Facts). Seemingly, there are pros and cons, which have forwarded to argue out the support and opposition of the paper. The audience is the public, which is keen on understanding the contribution of this legislation on their lives as concerns their health.

The individual mandate is considered an important and fundamental aspect that determines the functionality of any mandate passed. According to the statistics presented by the Kaiser Health Poll, many of the imperative concerns of the American public as concerns healthcare are fulfilled by the Obama Care mandate (Obamacare Facts). However, the main issue or negative aspect that deters the functionality of Obama care is individual mandate. In definition, individual mandate can be described as a law requirement that whereby selected persons are expected to obtain or purchase a service or good. Based on the information outlined in the Obama care mandate, there is a tax penalty, which is imposed on any American citizen or resident without a health insurance. It was implemented in 2014 and has been active since then. The polls indicate that 66% of the participants considered the mandate unfavorable (Obamacare Facts). The primary reason for this high percentage of respondents having a negative attitude towards the mandate is the forced enrollment for the minimum essential coverage, which is acquired during the opening enrollment. This is mandatory if one wishes to avoid this penalty.

According to the article, it is clearly indicated that the low-income and middle-income people who are uninsured will be able to access quality healthcare and receive financial help. 71% of the respondents agreed with this action being positive (Obamacare Facts). However, the main issue that arises is that the funds that will be used to ensure these large number of people is provided with quality and inexpensive healthcare is through increasing taxes on the high earners as means of coping with the financial strain. The main people affected by these taxes are the employers as well as the individuals who are categorized as high-income earners.

Another benefit outlined in the article is the fact that no coverage denial will be allowed for patients with pre-existing conditions. This is major protection offered by the Obama Care health insurance. It allows a person to continue with their treatment with the medical fees being handled by the insurance (Obamacare Facts). However, it is important to consider those who do not have pre-existing conditions. They are termed as the low risk group. With the increase of premium hikes, it has prevented them from accessing cheap and limited coverage, which would have been adequate as medical insurance.

Despite the fact that Obama care presents many positive outcomes, consideration should be directed towards ensuring the beneficial element covers everyone. The high-income earners and employers are at the short end of the stick pertaining to this issue (Obamacare Facts). This is primarily because of the high tax rates imposed on them in order to facilitate the provision of Obama Care to the uninsured. Hence, it is valid to mention that Obama Care seems to be somewhat inclined towards insuring the middle and low-income populations with less consideration being given to employers and high-income earners.

 

Works Cited

Obamacare Facts,. ‘Obamacare: Pros And Cons Of Obamacare’. N.p., 2015. Web. 25 Nov. 2015.

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